Being a driving instructor involves a lot of responsibilities not just teaching the students how to drive a vehicle and it also takes a lot to deliver what you know about driving. Being on the road with a vehicle involves a lot of risk factors and a standard car insurance policy cannot overcome everything you need.
Driving Instructor Insurance policy is the one you should be look upon, if you are a driving instructor in a driving school. The driving instructor insurance policy should be robust and flexible enough to provide you and your vehicle every type of protection you needs on the road and also to your business.
Therefore it is good enough to research a little bit about the different driving instructor insurance policies offered by different driving school insurance companies to get the best coverage for you, your vehicle and your business.
Things You Should Look for In a Driving Instructor Insurance Policy:
There are a number of things that you should look for in a driving instructor policy before signing up for one:
- Insurance Coverages:
The first and the most important thing to look for whenever you are about to select a driving instructor insurance policy is the number of coverages it provides to you. Different policies from different companies offer different coverages in the premium you pay. The most important coverages is undoubtedly the damage to your vehicle, the damage to the vehicles of others, the damage to the public property and the compensation of legal claims.
- Insurance Premiums:
Different driving school insurance companies demand different premiums based on the coverage they provide to the driving instructors. It majorly depends upon the size of your business, the number of employees, the number of students and the number of previous accidents, if you have any. Do not go for the cheapest premiums as they may not provide the quality service.
- Coverage of Legal Claims:
Majority of the driving instructor insurance policies do not cover legal claims made by the public that got injured or their property got damaged in an accident. It is an important coverage to look for while selecting a driving instructor insurance policy if you want to get this coverage.
Plus there are some other things that you should also look for in a driving instructor insurance policy to get the best service, but these are the most important ones.